Have Tricare for Life?

Veteran Insurance Advocates specializes in Medicare Advantage plans which coordinate with TRICARE for Life.

We help you explore every qualifying option on Medicare.gov. These plans can lower your Part B costs and provide additional benefits - often at no cost.

Why Choose Us?

  • Independent & Unbiased
    We’re not tied to one insurance company. That means our only priority is finding the plan that’s right for you.

  • Veteran-Centered Mission
    We exist to serve veterans and their loved ones - because you’ve earned more than just benefits; you deserve trusted advocates.

  • Strategic Plan Matching
    We listen, ask the right questions, and match you with Medicare plans that truly fit your needs.

  • Beyond Medicare
    Many veterans face more than one kind of need. While our Medicare advice is always no-cost, we also offer trusted support with life insurance, financial services, and legacy planning—so you have one team you can count on.

  • Snow-capped mountains with a grassy foreground and cloudy sky.

    “I was overwhelmed trying to figure out Medicare and TRICARE. VIA broke everything down, no pressure, and got me into the right plan. And now they’re helping my wife with life insurance too.”

    — Marcus R., U.S. Army (Ret.)

  • A view of mountain peaks at sunset with grassy hills in the foreground.

    “After years of trying to navigate Medicare on my own, I was tired of the confusion and conflicting advice. VIA listened, asked the right questions, and found a plan that worked perfectly with my VA benefits. They didn’t just sell me something—they earned my trust.”

    — Daniel H., U.S. Navy Veteran

  • Landscape with a mountain range in the background, a body of water in the midground, and small trees in the foreground. A building with wooden siding is partially visible on the right.

    “I’ve talked to a lot of agents over the years, but none took the time like VIA did. They explained everything in plain English and helped me make the best decision for my health and my future.”

    — Carla M., U.S. Marine Corps Veteran

  • Scenic view of a mountain range with lush green hills and a large body of water in the foreground, under a cloudy sky.

    “I thought I had my healthcare figured out, but VIA showed me benefits I didn’t even know I was eligible for. They explained everything clearly, made the process simple, and treated me like family. I’ve already referred three of my fellow Airmen to them.”

    — Linda S., U.S. Air Force (Ret.)

FAQ’s

  • Insurance companies have created Medicare Advantage plans to meet the needs of our Veterans. These plans are designed to work with those who have Tricare for Life. These plans will work with any of your current VA benefits. If you already have a supplemental health plans like dental, you can keep it if you’d like or drop it to save more. It’s up to you!

  • Medicare will pay insurance companies to manage your Medicare benefits. When you enroll into a Medicare Advantage plan, that plan will become your primary insurance plan. These plans are approved to do so by each state’s health insurance commissioner, who is appointed by the governor.

  • Tricare will continue to be your secondary coverage. It coordinates benefits with the Medicare Advantage plans like it does with Medicare. Tricare for Life is a wonderful benefit for those who have served our country for more than 20 years. We applaud your service to our country!

  • Yes, if your spouse has Medicare Part A, Part B, and Tricare for Life, they are also eligible for these same specialized plans. Spouses with TRICARE for Life often do not have VA access. In this case, additional benefits similar to the VA can also be accessed by your spouse. Even if your spouse does not have TRICARE for Life, we can still counsel on a plan that’s right for their needs.

  • No. Medicare Advantage plans have to cover everything that Medicare covers. You will not experience a loss in coverage. The reason most elect to have a healthcare company service their Medicare over the government are for the extra benefits and savings found with these plans. Health insurance carriers want to incentivize you to select their plan by giving you more health benefits than you are getting with original medicare.

  • Yes you can! It is important to work with one of our trained advisors to make sure you select the right plan. Some plans can limit your doctor choices, where others will give you the same open access you enjoy today. Therefore, it is important to speak with an independent Medicare Advantage broker who represents all the plans. This way you can find the plan that’s best for you across all health plan carriers, instead of just one company’s plans.

To fulfill President Lincoln’s promise:

“To care for him who shall have borne the battle, and for his widow, and his orphan”

-Abraham Lincoln